Long Term Care Insurance

Help protect your financial security, your family, and your future.

A comfortable and secure future is a goal that everyone has in common. But realizing your goals requires planning; including taking into account how the need for long-term care can impact your financial security, your quality of life, and your family’s well-being.

What is Long Term Care?

Long-term care is the type of assistance people need to perform activities of daily living which include eating, bathing, continence, dressing, toileting and transferring. Long-term care needs typically arise as part of the normal aging process, but can also be due to an injury or illness, such as multiple sclerosis, stroke, rheumatoid arthritis, or due to a cognitive impairment, such as Alzheimer’s disease.

What is Long Term Care Insurance?

Long-term care insurance can help you secure your future and help protectthe assets that you’ve worked so hard to save.
Many people mistakenly believe their long-term care needs are already covered. However, long-term care assistanceisn’t typically paid for by health or disability insurance. In addition, government programs such as Medicare and Medicaid aren’t designed to cover costs over long periods of time. It's important to consider how you would pay for care if the need arises.
Consider planning now for your future long-term care needs if you want to:

• Feel confident about protecting your retirement savings and assets
• Be proactive about reducing the burden of care on family members
• Take control of your long-term care decisions and maintain independence and the ability to choose where you receive care

The Next Step
To learn more about long term care and if long term care insurance is right for you,call 866-691-4100 or click here to Contact Us.